Michigan restaurants can reopen indoor dining with limited capacity, curfew on March 5th
The Michigan Department of Health and Human Services released its next epidemic order which will go into effect on Friday, March 5th.
Due to continued improvements in case rates, hospitalizations and percent positivity, several changes have been made in the new order allowing for:
Capacity changes include:
- Restaurants and bars are allowed to be at 50% capacity up to 100 people. Tables must be six feet apart with no more than six people per table. There is now an 11 p.m. curfew.
- Indoor non-residential gatherings where people interact across households are permitted up to 25 people, allowing public meetings and other small indoor gatherings to resume.
- Outdoor non-residential gatherings where people interact across households are permitted up to 300, allowing larger outdoor events to resume.
- Indoor entertainment venues are allowed to be at 50% capacity, up to 300 people.
- Exercise facilities are allowed to be at 30% capacity with restrictions on distancing and mask requirements.
- Retail is allowed to be at 50% capacity.
- Casinos are allowed to be at 30% capacity.
- Indoor stadiums and arenas are allowed have 375 if seating capacity is under 10,000; 750 if seating capacity is over 10,000.
- Outdoor entertainment and recreational facilities may host up to 1,000 patrons.
Round 2 of the Paycheck Protection Program forgivable loan
The $900 billion Stimulus Relief Bill contains $284 billion for a second round of loans to small businesses under the federal government’s Paycheck Protection Program.
The program helps businesses harmed by the economic shutdowns during the COVID-19 pandemic.
Yes! businesses can receive a second loan called a second draw if they have spent the entire amount of the first loan on or before the date the second loan is disbursed.
The loans will be made through SBA‑approved lenders and guaranteed by the SBA. So businesses must apply to those lenders by filling out the application forms provided by the bank. It’s a good idea for applicants to check first with banks they already have relationships with to see if they will be making PPP loans.
Click the links for more information about the program.
https://www.peters.senate.gov/imo/media/doc/Small%20Businesses%20-%20COVID%20Relief.pdf
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
Masks Required in all Indoor Public Spaces, Businesses May Refuse Entry and Service
On Friday, July 10, Governor Whitmer signed Executive Order 2020-147, which reiterates that individuals are required to wear a face covering whenever they are in an indoor public space. It also requires the use of face coverings in crowded outdoor spaces.
Most significantly, the order requires any business that is open to the public to refuse entry or service to people who refuse to wear a face covering, with limited exceptions. The governor signed the order in response to rising COVID-19 cases in Michigan and across the country.
SBA’s Economic Injury Disaster Loans and Advance Program Reopened to All Eligible Small Businesses and Non-Profits Impacted by COVID-19 Pandemic
To further meet the needs of U.S. small businesses and non-profits, the U.S. Small Business Administration reopened the Economic Injury Disaster Loan (EIDL) and EIDL Advance program portal to all eligible applicants experiencing economic impacts due to COVID-19 on Monday, June 15.
City of Mt. Pleasant Provides Outdoor Business Activity Options
In response to the Coronavirus pandemic, and the changes in current business operations, the Mt. Pleasant City Commission recently adopted a resolution temporarily authorizing outdoor business activities through September 30, 2020. These activities include waiving certain standards and fees for outdoor dining, tent and merchandise display permits.
For more details visit www.mt-pleasant.org/outdoor.
New capacity limit guidelines for retailers and bar & restaurant owners can be found in Executive Order 2020-97.
- If your business is within the City of Mt. Pleasant, and you need assistance determining your standard approved occupancy numbers, contact City Building Official Brian Kench at (989) 779-5301 OR at bkench@mt-pleasant.org.
- In addition to new capacity limits, business owners must post signs at store entrance(s) instructing customers of their legal obligation to wear a face covering when inside the store, and informing customers not to enter if they are or have recently been sick.
- The Chamber has created cohesive Mt. Pleasant signage with the above information for businesses to post at entrances, including a space to write in your new maximum occupancy number!
The Pure Michigan Business Connect (PMBC) program through the Michigan Economic Development Corporation has developed a portal specifically designed to support the personal protective equipment (PPE) needs of Michigan businesses as they start the process of re-opening.
Through the free PMBC COVID-19 Procurement Platform, the PMBC team will work to connect those businesses in need of access to PPE – including face masks, face shields, gloves, goggles and other materials as necessary to ensure the health and safety of their employees and customers – with Michigan businesses that have supplier capacity to meet that demand. Open to companies of all sizes and industries, and is available for all scales of PPE demand.
- EXAMPLES OF PREPAREDNESS & RESPONSE PLANS
MI Safe Start: A Plan to Re-Engage Michigan's Economy
- Working with leaders in health care, business, labor, and education, Governor Whitmer developed and recently released the MI Safe Start Plan.
The phases of the pandemic include:
- Uncontrolled Growth: Increasing number of new cases every day, likely to overwhelm the health system. Only critical infrastructure remains open.
- Persistent Spread: Continue to see high case levels with concern about health system capacity. Only critical infrastructure remains open, with lower-risk recreational activities allowed.
- Flattening: Epidemic is no longer increasing and health system capacity is sufficient for current needs. Specified lower-risk businesses can reopen given adherence to strict safety measures.
- Improving: Epidemic clearly decreasing and health system capacity is strong with robust testing and contact tracing. Additional businesses can reopen given adherence to strict safety measures.
- Containing: Epidemic levels are extremely low and outbreaks can be quickly contained. Health system capacity is strong with robust testing and tracing. Most businesses can reopen given adherence to strict safety measures.
- Post-Pandemic: Community spread is not expected to return (e.g., because of a vaccine) and the economy is fully reopened.
Small Business Paycheck Protection Program
- Link to Michigan Paycheck Protection Program (MiPPP)
- The Paycheck Protection Program (PPP) from the U.S. Small Business Administration provides small businesses with funds to pay up to 8 weeks of payroll costs including benefits. Funds can also be used to pay interest on mortgages, rent, and utilities.
- Fully Forgiven | Funds are provided in the form of loans that will be fully forgiven when used for payroll costs, interest on mortgages, rent, and utilities (due to likely high subscription, at least 75% of the forgiven amount must have been used for payroll). Loan payments will also be deferred for six months. No collateral or personal guarantees are required. Neither the government nor lenders will charge small businesses any fees.
- Must Keep Employees on the Payroll - or Rehire Quickly | Forgiveness is based on the employer maintaining or quickly rehiring employees and maintaining salary levels. Forgiveness will be reduced if full-time headcount declines, or if salaries and wages decrease.
- All Small Businesses Eligible | Small businesses with 500 or fewer employees—including nonprofits, veterans organizations, tribal concerns, self-employed individuals, sole proprietors, and independent contractors— are eligible.
- How to Apply | You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating.
Consumers Energy Committed to Helping Michigan’s Small Business Community Prosper
- Consumers Energy can provide meaningful and immediate help by:
- Working with you on your utility bill
- Connecting you to potential sources of state and federal relief
- Providing new business opportunities through the Pure Michigan Business Connect Program
- U.S. Department of Labor
- Michigan Economic Development Corporation (MEDC)
- Human Resources Information
- Michigan Small Business Development Center
UPDATE (4/3/2020): Blue Cross Expands Telehealth Services and Coverage for COVID-19 Treatment
Chamber Updates, Ways to Support Local & More
For updates on local events, COVID-19 and economic legislation:
989-772-2396